All Articles tagged with 'term deposits'

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ASIC releases follow-up term deposit report

From ASIC - Australian Securities & Investments Commission

ASIC last week released a report that highlights improved industry practice and better outcomes for investors in relation to the automatic rollover of term deposits. The report reveals that consumer

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08 Jul 2013

Low inflation keeps door open for rate cut

From Craig James - Commsec

The TD Securities-Melbourne Institute monthly inflation gauge rose by 0.2 per cent in September after lifting by 0.6 per cent in August. Excluding volatile items, the inflation gauge was unchanged

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02 Oct 2012

Budget on track despite record monthly shortfall

From Craig James - Commsec

The federal budget was in deficit by $43.7 billion in 2011/12 or 3.0 per cent of GDP. At the time of the May 2012 budget the government projected a deficit

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25 Sep 2012

Principal Global Investors 2012 Central Bank Watch

From Principal Global Investors

Principal Global Investors’ today released their monthly Central Bank Watch which evaluates the Reserve Bank of Australia’s current and expected interest rate policy. The report refers to the Reserve Bank

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21 Sep 2012

Preference for bank deposits hits 38-year high

From Craig James - Commsec

The Westpac/Melbourne Institute index of consumer confidence rose by 1.6 per cent in September to a reading of 98.2. Sentiment levels are up 1.3 per cent on a year ago.

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13 Sep 2012

Reserve Bank holds fire… for now

From Craig James - Commsec

The Reserve Bank Board has left the official cash rate at 3.50 per cent for the third straight month. The variable housing rate is applying modest stimulus to the economy

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05 Sep 2012

Cash love affair heading for heartbreak

From Australian Unity Investments

Investors’ continuing love affair with cash could be leading them towards heartbreak if they don’t diversify, says David Bryant, head of Australian Unity Investments. “While all available research shows that

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24 Aug 2012

Reserve Bank happy to sit on the sidelines

From Craig James - Commsec

The Reserve Bank has released minutes of the Board meeting held on August 7. Overall it is clear that the Reserve Bank is currently happy with interest rate settings. Inflation

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22 Aug 2012

Oliver’s Insights: The search for yield

From Shane Oliver - AMP chief economist

Assets with a decent and sustainable yield are attractive because they provide a greater certainty of return in an environment of volatile and constrained capital growth. However, bank term deposit

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30 Jul 2012

SMSFs turning to trend-bucking term deposits as cash hubs

From RaboDirect

SMSF trustees are increasingly turning to term deposits to maximise their returns on cash holdings, taking advantage of interest rates that remain very attractive despite the falling cash rate. Tim

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24 Jul 2012

Earn CPD Points

CPD: The Two-Chapter retirement – a framework for understanding retiree psychology
Introduction Why do financially secure retirees still hesitate to spend, or commit to strategies that would clearly improve their outcomes? This article sets out the Two-Chapter Retirement framework, a new [...]
CPD: China’s next phase – what persistent supply-side growth means for global markets
China’s economic trajectory is shifting, but not in the way many had once expected. Consumption-led rebalancing has not materialised. Instead, economic policy continues to emphasise industrial modernisation, aligned with a [...]
CPD: Ethics and client best interests
In financial advice, acting in a client’s best interest isn’t just a regulatory rule, it’s the foundation of a trusting, successful partnership. This article, proudly sponsored by GSFM, examines the [...]
CPD: Capitalising on global growth in the decarbonisation era
Few themes rival the scale, urgency and long-term significance of climate change. Consequently, regions, countries, companies and individuals are taking positive action to decarbonise the planet and work toward net [...]
CPD: Decoding the compliance signals within AFCA’s Lead Decisions
Introduction In February 2026, the Australian Financial Complaints Authority (AFCA), reached a significant milestone when it issued its 1,000th Dixon Advisory determination[1]. Up until that point, this represented the single [...]