It’s not about you…it’s about the value

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Financial advisers often struggle to create a value proposition that accurately expresses how they work differently, or what makes them special compared to others. It isn’t that they don’t have points of difference, or that they struggle to put ideas into words…generally they are very good at both. Each adviser has a unique way of

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Retirement adequacy falls as Australians remain cautious

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The retirement adequacy of working Australians was at its lowest level since the GFC, falling almost 2 percentage points to 69.4% while projected retirement savings fell 7% to $492,000, according to the latest AMP Retirement Adequacy Index.  Superannuation was a major driver of these falls with the average worker’s total superannuation contributions falling to the

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AFA announces finalists in AFA Adviser of the Year Awards

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The Association of Financial Advisers (AFA) has named the finalists of the association’s prestigious 2012 AFA Adviser of the Year Award (the Award).  And, in a year that sees the award celebrate its 10th anniversary, female advisers are more strongly represented than ever before, making up half of the shortlisted panel of six advisers.  

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Insurance Schmexperts

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Just as it seemed the life of a financial adviser would return to mind-numbing dullness after the FoFA brouhaha, the Experts Schmexperts have re-appeared with more great ideas.  What a relief! I was concerned that I would not have anything more to worry about other than focus on my clients, helping them to navigate the

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Budget on track despite record monthly shortfall

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The federal budget was in deficit by $43.7 billion in 2011/12 or 3.0 per cent of GDP. At the time of the May 2012 budget the government projected a deficit of $44.4 billion. Government handouts to families and seniors contributed to a record monthly budget deficit of $14.4 billion in June. Receipts from the goods

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Premium Wealth Management secures new advice firm

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Platinum Wealth Management has become the latest financial advice practice to join Premium Wealth Management 23 practice-strong dealer network.  Platinum’s group of companies has been in operation for almost 12 years, recently adding wealth management to its suite of client services.  Premium CEO, Paul Harding-Davis, said Premium wasvery pleased to expand its Queensland reach and

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AMP Future2 Wheel Classic – mission accomplished!

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The final leg of the AMP Future2 Wheel Classic, a nine day 1200km cycle ride from Sydney to Melbourne was completed on the steps of State Parliament House in Melbourne Sunday afternoon 23 September.   Nineteen cyclists –  out of the 40 who have taken part in the $100,000 fundraising marathon – were greeted by David

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The US election and the markets

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The US election is becoming one of the next key considerations for equity investors. Ironically, the state of the American economy and stock market could influence the election outcome. In the past, the lower the level of inflation and the higher the level of economic growth, the greater the incumbent’s share of the votes has

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What does Female Excellence look like in 2012? Like this…#2

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Excellence in advice is more than just providing quality advice, it’s about going over and beyond your call of duty to provide the support and living tools people need – often to survive. For female excellence in advice, the role doesn’t end as the client walks out the door, it’s an ongoing relationship of advice,

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Oliver’s Insights – 3 steps forward, 2 steps back – but Euro-zone risks are receding

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The risk of a break up in the Euro-zone peaked in May, and has been declining since as European leaders have opted for “more Europe” and the ECB has committed to do whatever it takes to ensure the euro is irreversible. The Euro-zone debt crisis is a long way from over, and it will be

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