CPD: DDO wake-up call – what ASIC crackdown means for advisers

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For legislation pigeonholed by many observers as being ‘all about product manufacturers’, the Design and Distribution Obligations (DDO) laws certainly have a knack of worming their way into financial advisers’... Read more

CPD: Tax benefits of Investment Bonds – A technical guide for financial advisers

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Introduction Beyond Super: Why investment bonds are shaping the next era of wealth planning For more than three decades, Australia’s superannuation system has been in near-constant motion. What began in... Read more

CPD: The importance of strong business culture in an ethical advice practice

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A strong business culture has been identified as a critical attribute of an ethical business. This article, proudly sponsored by GSFM, investigates the interrelationship between a strong business culture and... Read more

CPD: Demystifying guaranteed lifetime income – what your clients need to know

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This year, the first of Gen X will turn 60. Over the coming decade, waves of Gen X Australians will join the baby boomers in enjoying a longer, healthier retirement... Read more

CPD: Is the need for diversification driving the private credit boom?

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Private credit has rapidly evolved from a specialist asset class into a core component of many Australian investors’ portfolios. As traditional fixed income markets continue to react to a challenging... Read more

CPD: The investment potential in emerging market equities

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Emerging markets (EM) are highly inefficient. Complicated governance structures, evolving macroeconomics and immature institutions result in elevated stock price volatility. This creates significant alpha generation opportunities, as well as challenges,... Read more

CPD: Tariffs, technology, and transition

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Economic outlook: A clash of forces tests conventional frameworks The Trump administration aims to reshape the U.S.’s global role while improving the country’s trade balance. In previous Cyclical Outlooks, we argued... Read more

CPD: Informed consent – when disclosure becomes true understanding

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Introduction Few issues are as central to effective, compliant financial advice as informed consent. Aside from being a foundational element of financial consumer protection, clients who understand the advice they... Read more

CPD: The advice value unlocked by trust – 5.6% and counting – Value of Advice (Part 1)

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Introduction Quantifying and articulating the value of advice has long been one of the biggest challenges facing the financial advice profession. Advice is an ‘intangible’ service where the benefits are... Read more

CPD: Ethics and estate planning

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Estate planning sits at the intersection of finance, law and family. For advisers, it brings unique ethical challenges: how to respect the wishes of a client while also acknowledging the... Read more