CPD: Informed consent – when disclosure becomes true understanding

From

Introduction Few issues are as central to effective, compliant financial advice as informed consent. Aside from being a foundational element of financial consumer protection, clients who understand the advice they... Read more

CPD: The advice value unlocked by trust – 5.6% and counting – Value of Advice (Part 1)

From

Introduction Quantifying and articulating the value of advice has long been one of the biggest challenges facing the financial advice profession. Advice is an ‘intangible’ service where the benefits are... Read more

CPD: Ethics and estate planning

From

Estate planning sits at the intersection of finance, law and family. For advisers, it brings unique ethical challenges: how to respect the wishes of a client while also acknowledging the... Read more

CPD: Balancing legacy and liability – tax in estate planning

From

More than a legal formality or a financial checklist, or deciding who inherits what assets, estate planning exists to protect a lifetime of achievements and ensure each client’s legacy is... Read more

CPD: Artificial Intelligence – five themes for 2025/26

From

Commentary about artificial intelligence (AI) has been overtaken by headlines dominated by Trump, tariffs and trade. However, this does not reflect a slowing in the pace of AI; to the... Read more

CPD: How to keep ASIC happy – FY 2025/26 edition

From

Introduction For financial advisers in Australia, maintaining ongoing compliance is not only about avoiding penalties—it’s fundamental to preserving client trust, practice continuity, and professional standing. FY 2025/26 is shaping up as... Read more

CPD: A star is (re)born – Investment Bonds are the new headline act of tax-smart investing

From

Introduction Tax-smart investing is one of the central pillars of quality, effective, financial advice. The capacity for tax to drag on investment returns, stifle compounding, and eat away at gains... Read more

CPD: Investor Behaviour – Retirement

From

To best understand how and why clients make financial decisions – particularly during retirement – advisers must look beyond technical strategies and consider investor behaviour. Before addressing product selection or... Read more

CPD: Jump in my CAR. Client Advice Records – why, what, how

From

Introduction The forthcoming replacement of Statements of Advice (SOAs) with Client Advice Records (CARs) has once again shone a spotlight on the vexed issue of client communication within financial advice.... Read more

CPD: Ethics and moral dilemmas

From

When it comes to financial advice, the numbers may be black and white, but the ethical decisions often aren’t. This article, proudly sponsored by GSFM, examines moral dilemmas and the... Read more