CPD: Digital spring clean – a practical toolkit for advisers to improve their digital effectiveness

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Get a broom, then Google yourself The comprehensive digitalisation of our lives is yesterday’s news. Businesses across all sectors have been irreversibly reshaped, as consumers around the world use digital channels to research, interact with, and buy from brands from food to fashion to financial services. But whilst the majority of financial advisers got the... Read more

CPD: Retirement Income Covenant – background, adviser implications and trustee checklist

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Introduction As the ageing of our population continues to accelerate, the shortcomings of our national retirement incomes policy framework become magnified. A historically disproportionate focus by policy makers and product providers on the accumulation – rather than decumulation – phase of retirement savings, combined with entrenched cultural beliefs about the sanctity of home ownership, have... Read more

CPD: SDG investing deep dive – understanding consumer motivations and the evolving societal and policy context

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The Responsible Investing context On a global level, the increasing focus of individuals, governments, and businesses, on acting ethically and sustainably has been well documented. This focus has manifested itself across many aspects of society, including government policy, business operations, and institutional and individual investment behaviours, fuelling growth in the responsible investment sector that has... Read more

CPD: Ethics and the use of listed investments and securities

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The upsurge in listed products continues unabated as the share market bull-run continues. The number of active ETF launches has been especially high, resulting in a commensurate increase in the number of investors – and financial advisers – using listed securities and products in diversified portfolios. This article, proudly sponsored by GSFM, examines some of... Read more

CPD: The tide is turning for dividend investors

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The most recent reporting season affirmed how the global COVID-19 pandemic impacted businesses and sectors in different ways and as expected, announcements of dividend payments for the next 12 months will likely be back in line, or ahead of, those that paid pre-COVID. Max Cappetta, CEO of GSFM investment partner Redpoint Investment Management discusses the... Read more

CPD: The case for listed private equity – Part 3

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This article from PAN-Tribal Asset Management is the final of a three part series exploring the investment case for listed private equity. In the first of the series, listed public companies are compared with private companies and the role of private equity is examined. The second article examined the types of private equity investments. This final... Read more

CPD: IDII changes – rethinking the role for trauma in risk strategies

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Since its introduction to the Australian market over 20 years ago, trauma (aka crisis or critical illness) cover has become an important part of the life insurance product universe. Designed to pay a lump sum in the event that the life insured suffers a traumatic illness or injury, the trauma cover claim rate is second... Read more

CPD: DDO – Best practice checklist for financial advisers

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Introduction On October 5th, 2021, the new Design and Distribution Obligations (DDO) regime – and associated Product Intervention Powers – came into effect. One of the most significant regulatory reforms of the last decade, the essence of the DDO regime is to ensure financial products are designed for, and distributed to, the right people. Such... Read more

CPD: Don’t fear the taper

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As vaccination rates increase around the world and we (hopefully) return to some normality in our daily lives, world economies appear to be stabilising. Economic output is near or above pre-pandemic levels, and signs of inflation and wage pressure have become a theme of 2021. As a result, many investors and commentators are now keeping... Read more

CPD: Practical advice tips – the SMSF consumer protection challenge

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Introduction The growth of Australia’s Self-Managed Super Fund (SMSF) sector continues unabated, with ATO June 2021 statistics[1] revealing the sector now holds a record $822 billion in assets, an increase of $23 billion on the prior quarter, and around $80 billion higher than in June 2020. These assets are held in around 598,000 funds on behalf... Read more