CPD: Impact alpha – emerging trends in SDG aligned impact investing

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Introduction The Sustainable Development Goals are 17 objectives for improving human society and ecological sustainability adopted by the United Nations in 2015. They cover a broad spectrum of sustainability topics, ranging from eliminating hunger and combating climate change to promoting responsible consumption and making cities more sustainable. Critically, these weren’t goals left in the hands of... Read more

CPD: Cracking the HNW Code – The changing face of High-Net-Worth Clients and why they are reshaping financial advice

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As we continue our deeper dive into customer and market segmentation strategies for financial advisers, this article examines the High Net Worth (HNW) segment, a segment which many advisers aspire to serve, and yet which remains deeply misunderstood. While clients within the HNW segment may share some common characteristics – including their service expectations, and... Read more

CPD: APRA IDII changes – Why ‘new era income protection’ needs ‘new era advice’

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Introduction The multibillion-dollar losses experienced by individual Disability Income Insurance (IDII) contracts over the last few years, and the resultant ‘sticker shock’ level of premium increases needed to shore up IDII books, became one of the largest sustainability threats faced by the life insurance sector in recent memory. The prudential regulator, APRA, was left with... Read more

CPD: The pandemic accelerant part II: Turbo-charging the digital economy

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New business formation has soared during the pandemic, even though it typically plummets during recessions. Similarly, we have witnessed a record number of unicorn births, especially in FinTech and Biotech. This article from global equity income specialists Epoch Investment Partners, discusses the investment opportunities the emergence of new digital platforms represents. COVID-19 has applied a... Read more

CPD: Fixed Income in a low rate environment

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Fixed income investments have long been central to a diversified portfolio. This article from GSFM explores the role of fixed income in the current environment. Diversification is a central tenet of modern portfolio theory; that is, diversification both within and across asset classes. At its simplest, the 60/40 equity-bond split has underpinned portfolios for decades;... Read more

CPD: The case for listed private equity – Part 2 – Types of listed private equity investment

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This article from PAN-Tribal Asset Management is the second of a three part series exploring the investment case for listed private equity. In the first of the series, listed public companies are compared with private companies and the role of private equity is examined. In this second article, types of private equity investments are examined.... Read more

CPD: Bonds are back – What is driving the demand for Fixed Income ETFs?

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The ASX Exchange Traded Fund (ETF) Market Cap hit a new record high surpassing $100bn earlier this year, exhibiting huge growth over the last 12 months of approximately 80%. Within this universe there have seen strong demand for Australian Fixed Income ETFs as investors look to position portfolios more defensively over the coming months. Fixed... Read more

CPD: Rural property – the next investment frontier?

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In this article DomaCom examines the case for investing in rural property and looks at how investors can invest in this pandemic-proof sector at a time of steeply appreciating land values. It’s not just city dwellers that are amazed – or in some cases bemused – about the resilience of the Australian property market. Farmers... Read more

CPD: Message understood? Key considerations and steps when providing financial advice to vulnerable clients

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Introduction Amidst an overall increased media and regulator focus on financial consumer protection, especially post the Hayne Royal Commission, the spotlight on ‘vulnerable’ financial consumers has become especially intense. Our population is ageing and becoming more culturally diverse at a time when financial products remain as complex as ever, and as we stand on the... Read more

CPD: Impact investing and SDGs – a client conversation primer

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Introduction Since the start of 2020, investment markets around the world have experienced a surge of activity. But while most headlines focused on the influx of boredom-fuelled retail investors into equity markets, other investment categories have also witnessed a growth in interest and activity. One such category is the impact investing market, which has continued... Read more